$3266

That's how much we paid off this past week! I updated our side bar with the figures, and am pleased to announce we don't have too much further to go!

It was such a strange feeling to only pay towards one credit debt this month, as opposed to the MANY we've paid previously. All of our cards will be paid by the end of June [except for Dell], so that means I do not have to make minimums - just the full amount.

Our monthly budget is getting sooo skinny! Love it!

I am sure you've heard the old saying...

"Don't count your snowflakes before they fall..."

I am too excited NOT to! I am waiting on two major snowflakes this month! Those, including my snowball, will eliminate all but ONE final creditor.

Here's the breakdown...

Snowflake 1: $4165
Will melt away American General [$2400] and Kay Jewelers [$1169]

Snowflake 2: $1470
Will melt away Orchard [$680] and Capital One [$727]

Snowball for the Month: $1190
Will kill Best Buy MC [$690]
Will pay off a bill that came in this month [$142]
Trip to Hoover Dam & 1 Night in Las Vegas [$350]*

Once those all clear, we will only owe $2400 to Dell. DID YOU READ THAT? That motivates me so much! We will spend July and August paying off Dell. I am due another snowflake of $1470 at the end of August, so I KNOW it will be a goner by then for sure!

* Every year, for vacation, we got to Mexico for a few days. It's close, it's cheap, it's the BEACH! We decided to save some money, and take the kids to Hoover Dam, and then stay in Vegas for a night. We, as a married couple, totally agree on the fact that it's NEVER to young to start teaching children how to gamble. Okay, I am kidding about that part. We actually found a hotel that doesn't have a casino inside. Crazy, but true. We haven't been to Hoover Damn since the older were younger [much!], and we thought Nic would love it! Or, at least, we'd love it for him!

What's after Dell, you ask?!
Well, I have to admit... we have a few medical bills that are in collections. As I think I've mentioned, Nic was born 3 months premature, and while most of his bills were paid for, I was in the hospital at least three times following his birth. With our other bills about to be paid off, I went ahead and pulled our credit reports [scores up an average of 60 points from 3 months ago!] and created a spreadsheet of our accounts that need to be paid.

With one last scheduled snowflake of about $2200 coming in, plus Snowballs for Sept, Oct, and November - we will really be done. Kinda. :)

We will have the Van payment and my Student Loans [which are deferred].

Starting in Jan, we will put money away for the house down payment, as well as pay an extra $400 - $500 on the Van each month.

See what I mean about counting snowflakes - it gets me ahead of myself. So, as long as we stick to the plan, and so does the rest of the world [no surprises, thankyouverymuch] - we will be sitting pretty by New Years!

Famous First Post

I am addicted to blogs. You will find proof of this on the my sidebar [over there --> to the right].
I will be adding more of my favorite reads as I go - but it takes time, and since I am trying to sneak blogging in between work projects and school - show me a little patience, will ya? ;)

I have blogged before -- many times. However, I get bored easily. I can't tell you how many blogs I've deleted. Never really found my voice. So, I decided to just be me. I promise I will try to post to this blog at least 3 or 4 times a week. Once we reach our first goal of becoming debt free and we start looking for our first home, I am sure the post count will double.

I have a favorite blog I want to share with you in my next post. Until then, hasta luego!